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Mortgage Insurance

Mortgage insurance is a form of insurance that pays off your outstanding home loan, in the event of a borrower’s death or Total Permanent Disability (TPD).

This helps to ensure that the remaining owner or the beneficiaries are not suddenly saddled with a huge debt of which they may not be able to afford.

Simply put, a mortgage insurance's core function is to help your partner or family to foot the rest of your home loan in the event that you pass on or become totally disabled.

While this may seem like additional cost, it is one worth paying for peace of mind and certainty. If the unfortunate indeed were to happen, it essentially will protect you and your love ones financially.

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